* Actual funds availability depends on receiving financial institution and region.
- 1Wave internal data, September 2019 – February 2020
- 2Wave internal data, September 2020 – October 2020
- 3PYMNTS/Visa ‘Road to Recover: Mainstreet SMBs and Closing the Cash Flow Gap’ Report, July 2020 Survey of 359 U.S. SMBs from May to June 2020