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Payment Innovations

See how Visa is leading the future of payments.

Credit, debit, prepaid

Secure, convenient and easy ways to pay.

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Our easy, interactive tool helps your business ideas come to life

With Visa Card Performance Accelerator, you can cultivate new ideas easily to optimize your consumer card portfolio.

Get access to the tool

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Convenience for borrowers, potential cost savings for lenders

Visa's Loan Repayment Program can improve economics with debit acceptance for repayment of a loan.

Learn about loan repayment

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Small business credit cards

An opportunity for community banks.

Learn about small business credit cards

Growth through emerging products

Tools and insights for the future of your business.

Your money your way: the tech revolution that changed the ways we pay

Consumer behavior is changing how businesses sell during the global pandemic.

Learn about new ways to pay

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The mobile commerce tipping point

Next-generation mobile services can strengthen your bottom line, keep your customers and attract new business.

Learn about mobile payments

Click to pay with Visa is here, online merchants are ready

Visa is now transitioning Visa Checkout merchants in the U.S. to this fast, easy and secure way to pay for consumers who choose to shop via web, mobile, app or connected device.

Learn about click to pay

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We keep your cardholders safe and secure

Our investment in the best of fraud-protection technology is helping shape the future payment ecosystem.

Learn about fraud-protection technology

Future of payments

What's ahead for digital commerce and how it affects community issuers.

U.S. Federal Stimulus to again be distributed via Visa prepaid debit cards

Americans can use Economic Impact Payment (EIP) Cards to directly make purchases in-store and online, transfer funds, pay bills and more.

Learn more about EIP cards

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Rapid growth of biometrics use in payments

Biometric authentication showing growth and promise across financial applications.

Read the biometrics report

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Tokenization update and progress

410 million tokens and 100+ markets later, the technology continues to enable safe, secure transactions.

Learn about tokenization

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Connect your future to the future of payments

Internet of Things is revolutionizing commerce. Visa can help community issuers discover the exciting future of payments and navigate its business opportunities.

Learn about Internet of Things payments

Products and services to help community issuers succeed

Credit

Drive acquisition, usage and loyalty with Visa's turnkey materials for credit.

Debit

Improve your debit portfolio's performance with Visa's turnkey marketing tools.

Prepaid

Visa's toolkits and customizable marketing materials enable you to share important information about flexible enrollment and issuance options for prepaid cardholders.

Small Business

Engage potential and existing small business cardholders by highlighting the advantages of Visa Small Business products.

Visa Campaign Solutions (VCS)

Grow your business with our complete, end-to-end marketing platform.

Merchant Offer Program Tool

Access free, pre-negotiated offers for your cardholders.

Verified by Visa with 3-D Secure

Make e-commemrce transations more secure by authenticating cardholders before authorization.