City view with symbols superimposed, such as : cloud, wifi, headphones, mobile phone, etc.

Payment Innovations

See how Visa is leading the future of payments.

Credit, debit, prepaid

Secure, convenient and easy ways to pay.

An overhead shot of a group working at a messy table full of computers and papers.

Our easy, interactive tool helps your business ideas come to life

With Visa Card Performance Accelerator, you can cultivate new ideas easily to optimize your consumer card portfolio.

Get access to the tool

An overhead shot of a messy desk shows a woman working on her laptop.

Convenience for borrowers, potential cost savings for lenders

Visa's Loan Repayment Program can improve economics with debit acceptance for repayment of a loan.

Learn about loan repayment

A young man makes at contactless payment with his Visa card at a juice shop.

Small business credit cards

An opportunity for community banks.

Learn about small business credit cards

Growth through emerging products

Tools and insights for the future of your business.

At a cafe, a young woman uses her smartphone to make a contactless payment on a terminal.

The mobile commerce tipping point

Next-generation mobile services can strengthen your bottom line, keep your customers and attract new business.

Learn about mobile payments

Click to pay with Visa is here, online merchants are ready

Visa is now transitioning Visa Checkout merchants in the U.S. to this fast, easy and secure way to pay for consumers who choose to shop via web, mobile, app or connected device.

Learn about click to pay

At a retailer, a young man purchases school supplies using his smart phone to make a contactless payment.

We keep your cardholders safe and secure

Our investment in the best of fraud-protection technology is helping shape the future payment ecosystem.

Learn about fraud-protection technology

Future of payments

What's ahead for digital commerce and how it affects community issuers.

A composite image of a biometric fingerprint amidst a field of binary code.

Rapid growth of biometrics use in payments

Biometric authentication showing growth and promise across financial applications.

Read the biometrics report

A lock traced in white lines against a dark background.

Tokenization update and progress

410 million tokens and 100+ markets later, the technology continues to enable safe, secure transactions.

Learn about tokenization

A person pays for a taxi ride by tapping her phone on a terminal.

Connect your future to the future of payments

Internet of Things is revolutionizing commerce. Visa can help community issuers discover the exciting future of payments and navigate its business opportunities.

Learn about Internet of Things payments

Products and services to help community issuers succeed

Credit

Drive acquisition, usage and loyalty with Visa's turnkey materials for credit.

Debit

Improve your debit portfolio's performance with Visa's turnkey marketing tools.

Prepaid

Visa's toolkits and customizable marketing materials enable you to share important information about flexible enrollment and issuance options for prepaid cardholders.

Small Business

Engage potential and existing small business cardholders by highlighting the advantages of Visa Small Business products.

Visa Campaign Solutions (VCS)

Grow your business with our complete, end-to-end marketing platform.

Merchant Offer Program Tool

Access free, pre-negotiated offers for your cardholders.

Verified by Visa with 3-D Secure

Make e-commemrce transations more secure by authenticating cardholders before authorization.