Visa Direct

Speed, simplicity, security and scale

Visa Direct can help your business develop fast, convenient and secure payment experiences.

A real-time¹ payments platform backed by one of the world’s largest electronic payments networks:

Transactions are processed in real-time.¹

An improved customer experience to enable instant payments to all eligible U.S. debit or prepaid cards.

A safe way to pay your customers, backed by Visa’s leading payment security.

The support of Visa’s trusted expertise and capabilities to help you as you launch, grow, or enhance the payment experience for your customers.

¹Actual fund availability varies by financial institution.

Visa requires U.S. issuers to make funds available to its cardholders within a maximum of 30 minutes of approving the transaction.

Whether you are sending or receiving funds, Visa Direct can help you create innovative experiences for your customers.

Visa Direct offers fast and efficient funds disbursement options for a variety of different applications including:

Visa Direct’s real-time¹ payment capabilities open up new, more convenient payment experiences for many different use cases, including:

¹Actual fund availability varies by financial institution.

Visa requires U.S. issuers to make funds available to its cardholders within a maximum of 30 minutes of approving the transaction.

Visa Direct’s real-time¹ payment experiences can help businesses across multiple industries improve operational efficiency:

Government building

¹Actual fund availability varies by financial institution.

Visa requires U.S. issuers to make funds available to its cardholders within a maximum of 30 minutes of approving the transaction.

The fast funds payment solution backed by one of the world’s largest electronic payments networks.