¹Actual fund availability varies by financial institution.
Speed, simplicity, security and scale
What Visa Direct offers you
Visa requires U.S. issuers to make funds available to its cardholders within a maximum of 30 minutes of approving the transaction.
One solution, multiple applications

Funds disbursements
Visa Direct offers fast and efficient funds disbursement options for a variety of different applications including:
- Reimbursements
- Refunds
- Rebates
- Payouts
- Loan distributions
- Government disbursements

Person-to-person payments
Visa Direct’s real-time¹ payment capabilities open up new, more convenient payment experiences for many different use cases, including:
- Paying friends and family
- Splitting bills
- Paying contractors and freelancers
- Sending remittances
- Account transfers
¹Actual fund availability varies by financial institution.
Visa requires U.S. issuers to make funds available to its cardholders within a maximum of 30 minutes of approving the transaction.
Businesses that can benefit from Visa Direct
Healthcare
Property + Casualty
Sharing economy
Online marketplaces
Lotteries + Gaming
Financial institutions
Businesses
Government
Life insurance
Contract staffing
¹Actual fund availability varies by financial institution.
Visa requires U.S. issuers to make funds available to its cardholders within a maximum of 30 minutes of approving the transaction.