Consumers demand a full suite of financial services products from their financial institutions. Visa Consulting & Analytics has launched a new service to expand your product offerings by helping you build a customized, executive-level business case for investing in your current credit card portfolio.
Custom-designed for your business, this service includes all the essential components to drive decision making on key investments in credit. This solution is designed to integrate your financial institution’s strategic aspirations with a detailed business case to achieve your goals.
Two reasons you may need Consumer Credit Assessment

You’re striving to gain support and investment
Use the Consumer Credit Assessment to build your business case for investment support.

You’re not sure how to prioritize your budget
Use the Consumer Credit Assessment to discover where and how to spend your investment.
Building a credit business case
We’ll provide you with a comprehensive presentation and the opportunity size to support your decisions for investing in credit. Your business case will be built using the following:

Market assessment + opportunity

Profitability diagnostic

Customer research + product intelligence

Capabilities assessment
Our approach
We estimate three phases spanning four to six weeks for project completion, depending on level of customization.
Phase 1: Data collection
- Collection of key data on your current portfolio, including strategic direction, initial investment considerations and current business operations
Phase 2: Validation and analysis
- Validation of initial findings from information gathered in phase 1
- Collaboration to identify potential areas of opportunity and develop an executable roadmap
- Creation of short- and long-term profitability models of the credit product, with a comparison to industry benchmarks
Phase 3: Final deliverable
- Final delivery of business case for credit, presented to client executive leadership team