Step 1: Activate and load
Getting started with your Visa Prepaid card is easy. All you need to do is:
- Activate it online or by phone
- Load it online or in-person
- Set up direct deposit
A reloadable Visa Prepaid card is the quick, easy and secure way to pay online or in person. The all-purpose Visa Prepaid card is a prepaid card that you can use to withdraw cash, pay bills or make purchases anywhere Visa Debit cards are accepted, in-person or online.
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Getting started with your Visa Prepaid card is easy. All you need to do is:
Count on Visa’s Zero Liability policy* everywhere Visa Debit cards are accepted.
There’s a variety of ways to deposit checks, load cash and more — online or in-person.
Visa Prepaid card is the quick, easy, and secure way to pay online or in-person—24 hours a day, 7 days a week.
The all-purpose Visa Prepaid card is a reloadable prepaid card that you can use to withdraw cash, pay bills, or make purchases at participating retailers and service providers, in-person or online. You can fund the reloadable Visa Prepaid card through a variety of ways, such as through direct deposit or with cash at a participating retail location.
It is accepted anywhere that Visa Debit cards are accepted. And you don’t have to worry about overdraft fees since your spend cannot exceed the balance on your card.
Prepaid cards vs. debit cards:
A prepaid card is not linked to a checking account. Instead, it is pre-loaded with a balance of funds. Then each purchase you make is deducted from that balance.
In most cases, you can’t spend more money than you have already loaded onto your prepaid card. Overspending or overdrafts can occur in some cases where a prepaid card may be linked with a checking. And while Visa Prepaid cards are protected by Visa’s Zero Liability policy,* some prepaid cards have fewer consumer protections than debit cards, including those that apply if the card is lost, stolen, or other unauthorized charges appear.
Prepaid cards vs. credit cards:
When you use a credit card you are borrowing money and building up a balance of debt you owe. With prepaid cards, you’re spending money that has already been loaded onto the card. Unlike credit cards, prepaid cards don’t incur interest charges and don’t require a credit check to obtain.
*Visa's Zero Liability policy does not apply to certain commercial card and anonymous prepaid card transactions or transactions not processed by Visa.
We’ve got you covered ¾ With Visa’s Zero Liability Policy, you won’t be held responsible for unauthorized transactions made with your Visa Prepaid card. You’re covered if your card is ever lost, stolen, or fraudulently used.
Visa’s Zero Liability policy does not apply to certain commercial card and anonymous prepaid card transactions or transactions not processed by Visa. Cardholders must use care in protecting their card and notify their issuing financial institution immediately of any unauthorized use and for additional details.