Visa 2021 Prepaid and Fintech Debit Tax Sweepstakes Official Rules

5. Determination of winners: Four (4) potential Monthly Prize winners, one (1) for each Month of the Promotion Period, will be selected in a Monthly Drawing to be conducted on or about May 7, 2021 from among all eligible automatic entries and all eligible mailed entries postmarked/received for each Monthly Entry Period as indicated in the chart above in Rule #4, for a total of four (4) potential Monthly Prize winners. Limit one (1) Monthly Prize per person. Monthly Drawings will be conducted under the direction of Don Jagoda Associates, Inc. (“Judge”), an independent judging organization. Judges’/Sponsor’s decisions are final on matters relating to this Sweepstakes.
   
   

   Potential Monthly Prize winners will be notified by telephone and/or email on or about May 14, 2021 and will be required to digitally and securely sign and return a Declaration of Compliance, Liability Waiver and Publicity Release ("Declaration"), where legal which must be received within forty-eight (48) hours of notification. Non-compliance within this time frame and/or with these Official Rules; Sponsor’s inability to contact a potential Monthly Prize winner within a reasonable time period will result in such potential Monthly Prize winner disqualification and, at Sponsor’s discretion, the prize may be awarded to an alternate potential Monthly Prize winner. Winners will receive their prize loaded onto their Visa Prepaid card, Visa debit card or, to the extent possible, onto their Visa Payroll card tied to their entry, within 8-10 weeks of the drawing date. Winners will receive a Congratulatory message on their Visa Prepaid card, Visa Payroll card or Visa debit card balance statement (if they are a card holder). In the event a winner entered via mailed entry, or entered via a Visa Payroll card that prize cannot be loaded onto, he/she will be required to verify mailing address prior to receipt of prize, which will be awarded in the form of a check. All prizes will be awarded provided they are properly claimed and provided a sufficient number of eligible automatic entries and eligible mailed entries are received for each Monthly Entry Period.

6. Odds: Estimated odds of winning a Monthly Prize are 1 in 158,001,660; however, the actual odds of winning a Monthly Prize depend upon the total number of eligible automatic and mailed entries received during each Monthly Entry Period.
   
   
7. Prizes: One (1) January Monthly Prize: Two Thousand Dollars ($2,000) loaded onto the winner’s Visa Prepaid card, Visa debit card or, to the extent possible, loaded onto the Visa Payroll card, depending upon method of entry; One (1) February Monthly Prize: Four Thousand Dollars ($4,000) loaded onto the winner’s Visa Prepaid card, Visa debit card or, to the extent possible, loaded onto the Visa Payroll card, depending upon method of entry; One (1) March Monthly Prize: Eight Thousand Dollars ($8,000) loaded onto the winner’s Visa Prepaid card, Visa debit card or, to the extent possible, loaded onto the Visa Payroll card, depending upon method of entry; and One (1) April Monthly Prize: Sixteen Thousand Dollars ($16,000) loaded onto the winner’s Visa Prepaid card, or Visa debit card or, to the extent possible, loaded onto the Visa Payroll card, depending upon method of entry. Total ARV of all prizes: $30,000. In the event that a winner entered via mail and does not have a Visa Prepaid card or Visa debit card, or in the event that prize cannot be loaded onto a winner’s Visa Payroll card, prize will be awarded in the form of a check. In the event that prize cannot be loaded onto a winner’s Visa Payroll card, prize will be awarded in the form of a check.
   
   

   No substitution, cash equivalent, or transfer of any prize permitted except at the sole discretion of the Sponsor. All taxes, and any other costs and expenses associated with prize acceptance and use not specifically stated within these Official Rules as being provided, are the sole responsibility of the individual winners, including, without limitation, all federal, state, and local taxes. If winner is at least 18 years of age but still considered a minor in his/her state or place of residence, prize may be awarded in the name of his/her parent or legal guardian, who will be responsible for fulfilling all requirements imposed on winner set forth herein.

8. Conditions of Participation: By entering, each entrant agrees to be bound by these Official Rules including all eligibility requirements and the decisions of the Sponsor and Judges, which are final and binding. By accepting a prize, each winner consents to the use of his/her name, image, likeness, photograph, voice, and biographical material for advertising, publicity, and promotional purposes by Sponsor, or party designated by the Sponsor, in any and all media now or hereafter devised, including but not limited to, any online announcements, worldwide in perpetuity, without additional compensation, notification, or permission, except where prohibited by law. Each entrant releases, indemnifies and holds harmless Releasees from any claims, actions, injury, loss, or damage of any kind, including but not limited to, any property damage, personal injury or death, resulting, directly or indirectly, in whole or in part, from participating in this Sweepstakes or any Sweepstakes-related activity or from the acceptance, possession, or use or misuse of a prize (including any travel/activity related thereto) or any claims based on publicity rights, defamation, invasion of privacy, breach of contract or merchandise delivery. Releasees shall not be liable for damages of any kind, including (without limitation) compensatory, direct, indirect, incidental, punitive or consequential damages; loss of data, income or profit; loss of damage to property; or any claims of third parties. Each entrant agrees that Releasees have not made nor are in any manner responsible or liable for any warranty, representation, or guarantee, statutory, express or implied (including but not limited to, the implied warranties of merchantability, title, and fitness for a particular purpose), in fact or in law, relative to the Sweepstakes.
   
   
9. General: Sponsor will collect information from entrants and card issuers solely for the purpose of the prize drawings and to notify winners. Sponsor will not share this information with any third party, except as necessary for the administration of the Sweepstakes. Releasees are not responsible for lost, late, illegible, misdirected, inaccurate, incomplete, undelivered, damaged, delayed, garbled, postage-due, or stolen mail, entries, transactions or bill payments; for transactions that are lost, misdirected, or fail to enter into the processing system, or are processed, reported, or transmitted late or incorrectly; or for any other errors or problems of any kind, whether typographical, printing, mechanical, human, electronic, or otherwise, relating to or in connection with the Sweepstakes, including, without limitation, any error or problem that may occur in connection with the administration of the Sweepstakes, the processing of entries, the announcement of a prize, or in any Sweepstakes-related materials. Entry materials that have been tampered with or altered are void. Sponsor reserves the right, in its sole discretion, to cancel or suspend part or all of this Sweepstakes at any time without notice, if in Sponsor’s opinion there is any suspected or actual evidence of electronic or non-electronic tampering with any portion of the Sweepstakes, or if virus, bugs, non-authorized human intervention or other causes corrupt or impair the administration, security, fairness, or integrity and proper play of the Sweepstakes. In the event of cancellation, Sponsor may void any entries it suspects are at issue and, at its discretion, if terminated, award prizes in random drawings from among all eligible, non-suspect entries received per Monthly Entry Period up to the date of cancellation. Caution: Any attempt by an entrant or any other individual to damage the web site or undermine the legitimate operation of the Sweepstakes may be in violation of criminal and civil laws and, should such an attempt be made, the Sponsor reserves the right to seek damages and other remedies (including attorneys’ fees) from any such person to the fullest extent permitted by law, including criminal prosecution. Sponsor’s failure to enforce any term of these Official Rules shall not constitute a waiver of that or any other provision. Sponsor reserves the right to disqualify entrants who violate these Official Rules or interfere with this Sweepstakes in any manner.
   
   
10. Disputes: Except where prohibited, all issues and questions concerning the construction, validity, interpretation and enforceability of these Official Rules, or the rights and obligations of the entrant and Sponsor in connection with the Sweepstakes, shall be governed by, and construed in accordance with, the laws of the State of California, without giving effect to any choice of law or conflict of law rules (whether of the State of California, or any other jurisdiction), which would cause the application of the laws of any jurisdiction other than the State of California. Jurisdiction and venue shall be solely within the State of California.
    
    
11. Force Majeure: In the event an insufficient number of eligible entries are received to award the prizes and/or Sponsor is prevented from awarding the prizes or continuing with this Sweepstakes as contemplated herein by any event beyond its control, including but not limited to fire, flood, natural or man-made epidemic of health or other means, earthquake, explosion, labor dispute or strike, act of God or public enemy, satellite or equipment failure, riot or civil disturbance, terrorist threat or activity, war (declared or undeclared) or any federal, state/provincial or local government law, order, regulation, or guideline, public health crisis or pandemic (e.g., Coronavirus), order of any court or jurisdiction, or other cause not reasonably within Sponsor's control (each a "Force Majeure" event or occurrence), then Sponsor shall have the right to modify, suspend, or terminate this Sweepstakes. If the Sweepstakes is terminated before the designated end date, Sponsor will (if possible) award prizes in random drawings from among all eligible, non-suspect entries received per Monthly Entry Period and overall as of the date of the event giving rise to the termination. Inclusion in such drawing shall be each entrant's sole and exclusive remedy under such circumstances.
    
    
12. Arbitration: Except where prohibited by law, as a condition of participating in this Sweepstakes, participant agrees that (1) any and all disputes and causes of action arising out of or connected with this Sweepstakes, or any prizes awarded, shall be resolved individually, without resort to any form of class action, and exclusively by final and binding arbitration under the rules of the American Arbitration Association and held at the AAA regional office nearest the participant; (2) the Federal Arbitration Act shall govern the interpretation, enforcement and all proceedings at such arbitration; and (3) judgment upon such arbitration award may be entered in any court having jurisdiction. Under no circumstances will participant be permitted to obtain awards for, and participant hereby waives all rights to claim, punitive, incidental or consequential damages, or any other damages, including attorneys' fees, other than participant's actual out-of-pocket expenses (i.e., costs associated with participating in this Sweepstakes), and participant further waives all rights to have damages multiplied or increased.
    
    
13. Winner's List: For the names of the winners, available after June 30, 2021, mail a self-addressed, stamped envelope by July 31, 2021 to: Visa 2021 Prepaid & Fintech Debit Tax Sweepstakes Winners, c/o Don Jagoda Associates, Inc., 100 Marcus Drive, Melville, NY 11747.
    
    
14. Sponsor and Administrator: The Sponsor of this Sweepstakes is Visa U.S.A. Inc., P.O. Box 8999, San Francisco, CA 94128-8999. Administrator: Don Jagoda Associates, Inc., 100 Marcus Drive, Melville, NY 11747.

Consumer disclosure:

NO PURCHASE OR OBLIGATION NECESSARY TO ENTER OR WIN. A PURCHASE WILL NOT INCREASE YOUR CHANCES OF WINNING. No entrant has yet won. One (1) January Monthly Prize: Two Thousand Dollars ($2,000) loaded onto the winner’s Visa Prepaid card, Visa debit card or, to the extent possible, loaded onto the Visa Payroll card, depending upon method of entry; One (1) February Monthly Prize: Four Thousand Dollars ($4,000) loaded onto the winner’s Visa Prepaid card, Visa debit card or, to the extent possible, loaded onto the Visa Payroll card, depending upon method of entry; One (1) March Monthly Prize: Eight Thousand Dollars ($8,000) loaded onto the winner’s Visa Prepaid card, Visa debit card or, to the extent possible, loaded onto the Visa Payroll card, depending upon method of entry; and One (1) April Monthly Prize: Sixteen Thousand Dollars ($16,000) loaded onto the winner’s Visa Prepaid card, Visa debit card or, to the extent possible, loaded onto the Visa Payroll card, depending upon method of entry. In the event that a winner entered via mail and does not have a Visa Prepaid card or Visa debit card, or in the event that prize cannot be loaded onto a winner’s Visa Payroll card, prize will be awarded in the form of a check. Total ARV of all prizes: $30,000. Estimated odds of winning a Monthly Prize are 1 in 158,001,660; however, the actual odds of winning a prize depend upon the total number of eligible automatic and mailed entries received during the Promotion Period. Sweepstakes ends at 11:59:59 PM PT on 4/15/21. See Official Rules above for complete details, including entry periods and prize restrictions. Sponsored solely by Visa U.S.A. Inc., P.O. Box 8999, San Francisco, CA 94128-8999.