Visa 2020 Tax Sweepstakes

5. Determination of winners:

   One (1) potential Grand Prize winner will be selected in the Grand Prize Drawing on or about May 7, 2020 from among all eligible automatic entries received by 11:59:59 PM PT on April 15, 2020 and all eligible mailed entries postmarked by April 15, 2020 and received by April 23, 2020. Fourteen (14) potential Weekly Prize winners will be selected, one (1) for each week of the Promotion Period, in a Weekly Drawing from among all eligible automatic entries received and all eligible mailed entries postmarked/received for that week as indicated in the chart above in Rule #4 for Weeks 1 through 14. Two (2) potential Weekly Prize winners will be selected in a random drawing from among all eligible automatic entries received and all eligible mailed entries postmarked/received for Week 15. Limit one Weekly Prize per person. All Drawings will be conducted on or about May 7, 2020. Random drawings will be conducted under the direction of Don Jagoda Associates, Inc. (“Judge”), an independent judging organization. Judges’/Sponsor’s decisions are final on matters relating to this Sweepstakes.

   The potential Grand Prize winner may be notified by telephone and/or email and/or overnight or U.S. Mail on or about May 15, 2020 and will be required to sign an affidavit of eligibility/liability release, a publicity release where legal, and return these documents, properly executed, via fax, within 48 hours of notification. Non-compliance within this time frame and/or with these Official Rules; Sponsor’s inability to contact a potential Grand Prize winner within a reasonable time period will result in such potential winner disqualification and, at Sponsor’s discretion, the prize may be awarded to an alternate potential Grand Prize winner. Grand Prize and Weekly Winners will receive their prize loaded onto their Visa Prepaid card or, to the extent possible, onto their Visa Payroll card tied to their entry, within 8-10 weeks of the drawing date. Weekly Winners will not receive any notification prior to prize award. Winners will receive a Congratulatory message on their Visa Prepaid card or Visa Payroll card balance statement. In the event a Grand Prize winner or Weekly Winner entered via mailed entry, or entered via a Visa Payroll card that prize cannot be loaded onto, he/she will be required to verify mailing address prior to receipt of prize, which will be awarded in the form of a check.

6. Odds:

   Estimated odds of winning the Grand Prize are 1 in 524,449,512; estimated odds of winning a Weekly Prize in Weeks 1 through 14 are 1 in 34,963,301; estimated odds of winning a Weekly Prize in Week 15 are 1 in 17,481,650; however, the actual odds of winning the Grand Prize depend upon the total number of eligible automatic and mailed entries received during the Promotion Period; and the actual odds of winning a Weekly Prize depend upon the total number of eligible automatic and mailed entries received for each Weekly Drawing.

7. Prizes:

   One (1) Grand Prize: $12,000 loaded onto the winner’s Visa Prepaid card, Visa debit card or, to the extent possible, loaded onto the Visa Payroll card, depending upon method of entry; Sixteen (16) Weekly Prizes (one (1) prize awarded each week for 14 weeks and two (2) prizes awarded for the last week): $500 loaded onto each Weekly Winner’s Visa Prepaid card, Visa debit card or loaded onto each Weekly Winner’s Visa Payroll card depending on method of entry. Total ARV of all prizes: $20,000. In the event that a winner entered via mail and does not have a Visa Prepaid card, Visa debit card or Visa Payroll card, prize will be awarded in the form of a check. In the event that prize cannot be loaded onto a winner’s Visa Payroll card, prize will be awarded in the form of a check.

   No substitution, cash equivalent, or transfer of prize permitted except at the sole discretion of the Sponsor, who reserves the right to substitute a prize (or portion thereof) with one of equal or greater value, except as otherwise provided herein. All taxes, and any other costs and expenses associated with prize acceptance and use not specifically stated within these Official Rules as being provided, are the sole responsibility of the winner, including, without limitation, all federal, state, and local taxes. If winner is at least 18 years of age but still considered a minor in his/her state or place of residence, prize may be awarded in the name of his/her parent or legal guardian, who will be responsible for fulfilling all requirements imposed on winner set forth herein.

8. Conditions of Participation:

   By entering, each entrant agrees to be bound by these Official Rules including all eligibility requirements and the decisions of the Sponsor and Judges, which are final and binding. By accepting a prize, each winner consents to the use of his/her name, image, likeness, photograph, voice, and biographical material for advertising, publicity, and promotional purposes by Sponsor, or party designated by the Sponsor, in any and all media now or hereafter devised, including but not limited to, any online announcements, worldwide in perpetuity, without additional compensation, notification, or permission, except where prohibited by law. Each entrant releases, indemnifies and holds harmless Releasees from any claims, actions, injury, loss, or damage of any kind, including but not limited to, any property damage, personal injury or death, resulting, directly or indirectly, in whole or in part, from participating in this Sweepstakes or any Sweepstakes-related activity or from the acceptance, possession, or use or misuse of a prize (including any travel/activity related thereto) or any claims based on publicity rights, defamation, invasion of privacy, breach of contract or merchandise delivery. Releasees shall not be liable for damages of any kind, including (without limitation) compensatory, direct, indirect, incidental, punitive or consequential damages; loss of data, income or profit; loss of damage to property; or any claims of third parties. Each entrant agrees that Releasees have not made nor are in any manner responsible or liable for any warranty, representation, or guarantee, statutory, express or implied (including but not limited to, the implied warranties of merchantability, title, and fitness for a particular purpose), in fact or in law, relative to the Sweepstakes.

9. General:

   Sponsor will collect information from entrants and card issuers solely for the purpose of the prize drawings and to notify winners. Sponsor will not share this information with any third party, except as necessary for the administration of the Sweepstakes. Releasees are not responsible for lost, late, illegible, misdirected, inaccurate, incomplete, undelivered, damaged, delayed, garbled, postage-due, or stolen mail, entries, transactions or bill payments; for transactions that are lost, misdirected, or fail to enter into the processing system, or are processed, reported, or transmitted late or incorrectly; or for any other errors or problems of any kind, whether typographical, printing, mechanical, human, electronic, or otherwise, relating to or in connection with the Sweepstakes, including, without limitation, any error or problem that may occur in connection with the administration of the Sweepstakes, the processing of entries, the announcement of a prize, or in any Sweepstakes-related materials. Entry materials that have been tampered with or altered are void. Sponsor reserves the right, in its sole discretion, to cancel or suspend part or all of this Sweepstakes at any time without notice, if in Sponsor’s opinion there is any suspected or actual evidence of electronic or non-electronic tampering with any portion of the Sweepstakes, or if virus, bugs, non-authorized human intervention or other causes corrupt or impair the administration, security, fairness, or integrity and proper play of the Sweepstakes. In the event of cancellation, Sponsor may void any entries it suspects are at issue and, at its discretion, if terminated, award prizes in random drawings from among all non-suspect, eligible entries received per Weekly entry period and overall up to the date of cancellation. Caution: Any attempt by an entrant or any other individual to damage the web site or undermine the legitimate operation of the Sweepstakes may be in violation of criminal and civil laws and, should such an attempt be made, the Sponsor reserves the right to seek damages and other remedies (including attorneys’ fees) from any such person to the fullest extent permitted by law, including criminal prosecution. Sponsor’s failure to enforce any term of these Official Rules shall not constitute a waiver of that or any other provision. Sponsor’s failure to enforce any term of these Official Rules shall not constitute a waiver of that or any other provision. Sponsor reserves the right to disqualify entrants who violate these Official Rules or interfere with this Sweepstakes in any manner.

10. Disputes:

    Except where prohibited, all issues and questions concerning the construction, validity, interpretation and enforceability of these Official Rules, or the rights and obligations of the entrant and Sponsor in connection with the Sweepstakes, shall be governed by, and construed in accordance with, the laws of the State of California, without giving effect to any choice of law or conflict of law rules (whether of the State of California, or any other jurisdiction), which would cause the application of the laws of any jurisdiction other than the State of California. Jurisdiction and venue shall be solely within the State of California.

11. Arbitration:

    Except where prohibited by law, as a condition of participating in this Sweepstakes, participant agrees that (1) any and all disputes and causes of action arising out of or connected with this Sweepstakes, or any prizes awarded, shall be resolved individually, without resort to any form of class action, and exclusively by final and binding arbitration under the rules of the American Arbitration Association and held at the AAA regional office nearest the participant; (2) the Federal Arbitration Act shall govern the interpretation, enforcement and all proceedings at such arbitration; and (3) judgment upon such arbitration award may be entered in any court having jurisdiction. Under no circumstances will participant be permitted to obtain awards for, and participant hereby waives all rights to claim, punitive, incidental or consequential damages, or any other damages, including attorneys' fees, other than participant's actual out-of-pocket expenses (i.e., costs associated with participating in this Sweepstakes), and participant further waives all rights to have damages multiplied or increased.

12. Winner's List:

    For the names of the winners, available after June 30, 2020, mail a self-addressed, stamped envelope by July 31, 2020 to: Visa 2020 Prepaid Tax Sweepstakes Winners, c/o Don Jagoda Associates, Inc., 100 Marcus Drive, Melville, NY 11747.

13. Sponsor and Administrator:

    The Sponsor of this Sweepstakes is Visa U.S.A. Inc., P.O. Box 8999, San Francisco, CA 94128-8999. Administrator: Don Jagoda Associates, Inc., 100 Marcus Drive, Melville, NY 11747.

Consumer disclosure:

No purchase or obligation necessary to enter or win. A purchase will not increase your chances of winning. No entrant has yet won. One (1) Grand Prize: $12,000 loaded onto winner’s Visa Prepaid card, Visa debit card or, to the extent possible, loaded onto winner’s Visa Payroll card; Sixteen (16) Weekly Prizes (one [1] prize awarded per Week, with the exception of Week 15 in which two will be awarded): $500 to be loaded onto each Weekly Winner’s Visa Prepaid card, Visa debit card or, to the extent possible, loaded onto each Weekly Winner’s Visa Payroll card. In the event that the winner entered via mail and does not have a Visa Prepaid card, Visa debit card or Visa Payroll card, or in the event that prize cannot be loaded onto a winner’s Visa Payroll card, prize will be awarded in the form of a check. Total ARV of all prizes: $20,000. Estimated odds of winning the Grand Prize are 1 in 524,449,512; estimated odds of winning a Weekly Prize in Weeks 1 through 14 are 1 in 34,963,301; estimated odds of winning a Weekly Prize in Week 15 are 1 in 17,481,650; however, the actual odds of winning the Grand Prize depend upon the total number of eligible automatic and mailed entries received during the Promotion Period; and the actual odds of winning a Weekly Prize depend upon the total number of eligible automatic and mailed entries received for each Weekly Drawing. Sweepstakes ends at 11:59:59 PM PT on 4/15/20. See Official Rules above for complete details, including entry periods and prize restrictions. Sponsored solely by Visa U.S.A. Inc., P.O. Box 8999, San Francisco, CA 94128-8999.