Know when you’ll pay a fee and when you won't
There are two available fee plans — a flat monthly fee that gives you the flexibility to choose to cover all of your purchase transactions under a single monthly fee, or for less frequent users, to pay a fee only when you use your card to make a purchase up to a clearly disclosed limit on purchase transaction fees charged during the month.
For both fee plans, the following day-to-day activities are covered by the fee plan1:
- Declined transactions
- Cashback at point of sale
- Customer service
- In-network ATM withdrawals or balance inquiries
- Card closures
1In lieu of a monthly fee, an inactivity fee may be charged if an account has been inactive for a certain period of time. An inactivity fee and monthly fee cannot be charged in the same month and cannot exceed the issuer-set maximum monthly fee.