Visa® recently commissioned Forrester Consulting to conduct “The Total Economic ImpactTM of Real-Time¹ Funds Disbursements vs. Traditional Methods,” a study² that examines the effects of real-time¹ funds disbursements on businesses

According to the Forrester Consulting study survey, 77% of respondents believe that faster payments are an important element of a disbursement strategy.
66% of surveyed businesses believe that a real-time¹ funds disbursements program will give them an advantage over their competition. And a vast majority believe they will fall behind their competition if they don't implement a faster payment strategy for payments to end customers/consumers and business partners, or earned wage access to payroll.
According to the study’s financial analysis, both composite organizations would reduce operational costs by adopting real-time¹ funds disbursements. In addition, the composite organization that charges a 1% service fee would generate additional revenue, resulting in a combined benefit of up to $5 million over three years.
Regardless of whether or not an organization charged a service fee, they could quickly see a return on their investment. The composite organization that absorbs the transaction fee could see a 256% ROI over three years, while the organization that charges a 1% service fee could see a 389% ROI.