Transforming payments with advanced AI
VisaNet +AI uses artificial intelligence to deliver powerful new services for the payments ecosystem.
We’ve invested in the platforms needed to execute complex AI models in milliseconds, enabling new capabilities across transaction flows with the speed and reliability of VisaNet.
Smarter STIP helps improve payment experiences during outages by mirroring issuer approval decisions with up to 95% accuracy.1
Smarter Posting helps enable faster consumer payment experiences and reduce confusion from posting delays.
SSE helps optimize treasury operations by delivering daily settlement estimates up to seven days in advance.
195% average accuracy observed in internal simulation of the Smarter STIP model offline on transactions in Q4 2019 for all Visa BINs globally.
VisaNet is one of the world’s largest payment networks, enabling fast, secure, and reliable digital payments in more than 200 countries and territories.