Tap to pay. A safe, easy and secure way for your cardholders to pay
You can deliver effortless payment experiences to your cardholders at the point of sale.
Contactless payments allow your cardholders to simply tap to pay with a contactless card or payment-enabled device.
There are four key benefits to issuing contactless cards.
Increase cash conversion
Contactless cards have proven effective in converting cash to card-based payments.
Smart Payment Association, 2016
British Retail Consortium Payments Survey, 2015
Canadian Payment Methods and Trends Report, November 2016
Euromonitor Tender Type Study, 2002 – 2016 / Reserve Bank of Australia Payment Survey, 2016
Attain top-of-wallet status
With the safety, ease and security of contactless cards, cardholders are more likely to move contactless cards to top-of wallet.
Visa payWave Impact Analysis, Australia and Singapore January 2017
Visa’s Top of Wallet (ToW) model (based on Visa Europe data from 2014 to 2015)
Offer a better customer experience
Cardholders can tap to pay in seconds with no contact, allowing for an easy and safe experience at checkout.
Enable cardholders’ access to a growing global trend
As contactless continues to gain global momentum, contactless cards offer consistency, providing your cardholders with the same experience at merchants around the world.
How it works
Cardholders can pay with a contactless card by holding the card flat and tapping it at a contactless-enabled checkout terminal. The payment is processed using the same dynamic security technology as with chip card payments, and the transaction time takes seconds.
Look for the Contactless Symbol that signifies a contactless-enabled checkout terminal.
The chip plate on a contactless card is visible on the front of the card.
Inside the card, the chip and antennae communicate with the point of sale terminal to send encrypted transaction data.